Welcome Riley Martine - SouthStar Bank, S.S.B.

Riley Martine - Assistant Vice President/Portfolio Manager/Executive Asssistant to CLO - SouthStar Bank, S.S.B.

J W Smith

Dawson Sulak - Financial Analyst - Texas Department of Insurance

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Ryan Noyce - Senior Vice President - Regional Executive - Business Manager Director - SouthStar Bank, S.S.B.

Clarissa Hernandez - Mortgage Loan Officer - Waterstone Mortgage Corporation

FY07 DoD Contractors, PDF, Aerospace

Ryan Noyce - Senior Vice President - Regional Executive - Business Manager Director - SouthStar Bank, S.S.B.

Shirley Sears

Greg Vesely - Senior Vice President Commercial Banking, Business Banking, Mortgage Lending NMLS# 621784 - SouthStar Bank